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Credit Score vs Credit Report

Free Credit Reports are Your Right!You’ve seen the ads: Get your free credit report here! The hard sell seems excessive since the report is free, right? Read the fine print. The Free Credit Report companies require a credit card that will not be billed as long as you cancel this service within 30 days of [...]

Credit Score Rating: Your Credit Worthiness Report Card

Credit score rating is a summary report of an individual or company’s credit score indicator based on their credit worthiness, computed by using certain formula. The system was first introduced by Fair Isaac Corporation of California and is alternately called FICO Ratings. Credit rating report is an excellent prediction model to measure the risk involved [...]

What Are Interest Free Credit Cards

Credit cards that charge no interest on your purchases or on your balance transfer for a certain period of time are said to be interest free credit cards. This interest free period is for a certain time and limit. This gives you the chance for more shopping around and spending without any tension of being [...]

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